Image: Lava closes in on a Kua O Kala Charter School. PC: HFD
Judge Denies Lloyd’s of London Motion to Dismiss Lawsuit
News Source: Big Island Now
The lawsuit against Lloyd’s of London filed by Susie Osborne, founder of Kua o Ka Lā New Century Charter School, alleges that Lloyd’s failed to honor her insurance claim in good faith after her home was destroyed in the Kīlauea eruption. Despite paying over $2,400 annually for homeowner’s coverage with Lloyd’s, her claim was denied by an unlicensed claims adjuster from Arkansas who never inspected her property. This denial prompted Osborne to file a lawsuit against Lloyd’s, along with other affiliated agents, brokers, and adjusters.
Jeffrey Foster, the attorney representing Osborne and other Puna homeowners in similar lawsuits against Lloyd’s, described Osborne as a remarkable person dedicated to education and community betterment. He expressed his commitment to presenting Osborne’s case to a jury at trial.
Osborne’s lawsuit is part of a broader legal battle against Lloyd’s, with homeowners alleging delays, denials, and dismissiveness in processing claims for homes damaged by the eruption. Foster Law Offices, led by Jeffrey Foster, is spearheading this litigation against Lloyd’s and its affiliates. Foster highlighted the importance of holding Lloyd’s accountable for their actions and ensuring that homeowners receive fair treatment and compensation.
The denial of Lloyd’s motion to dismiss Osborne’s lawsuit marks a significant development in the case, allowing it to proceed to trial. Homeowners in Hawaii seeking more information can contact Foster Law Offices online or by phone.
Osborne’s story reflects the challenges faced by many Puna homeowners in dealing with insurance claims after the devastating effects of the Kīlauea eruption. The outcome of these lawsuits could have broader implications for how insurance companies handle claims in similar natural disaster situations.