HILO — An elderly couple who lost their Leilani Estates home due to the ongoing Kilauea eruption is taking their insurer to court for allegedly acting in bad faith.
Philip and Lanell Haysmer, who were insured through Lloyd’s of London, filed their insurance claim May 24 after their house on Luana Street was destroyed, apparently from a fire caused by the eruption.
Twenty-four hours after a lawsuit for deceptive practice was filed in Hilo against Lloyd’s of London, the insurance company dispatched a claim denial via fax from an adjuster in Little Rock, Arkansas.
“Lloyd’s of London broke the law by issuing insurance policies in Hawai‘i, where they were not licensed, and reaped millions of dollars in premiums from unsuspecting homeowners who have lost everything,” said Jeffrey Foster, an attorney representing Philip Haysmer…