Lloyd’s of London Reverses Course, Will Pay Kīlauea Victims

A week after losing a motion to dismiss in Hawaiian state court, Lloyd’s of London has abruptly reversed all denials of claims for victims of the Kīlauea Volcano eruption that began on May 3, 2018. Lloyd’s has agreed to pay policy limits plus 10% interest to policyholders who were previously denied coverage by Lloyd’s, a payout estimated to be in tens of millions.

After the volcano eruption, Lloyd’s denied all claims made by homeowners whose homes were destroyed and personal belongings lost due to fire or other cause.

“I couldn’t be happier for our clients and all of the people in Pāhoa who lost so much since the eruption of Kīlauea,” said Jeffrey Foster who represented several dozen victims of Lloyd’s alleged deceptive practices and bad faith claims. “We applaud Lloyd’s for taking a step in the right direction.

Third Lava Lawsuit Filed Against Lloyd’s of London

Another lava lawsuit has been filed against Lloyd’s of London, according to Hawai‘i Attorney Jeffrey Foster, who is representing Susie Osborne, the founder and director of the Big Island’s Kua o Ka Lā New Century Charter School.

She is taking on a network of affiliated agents, brokers and adjusters tied to Lloyd’s of London after the world’s largest insurer allegedly sold her a Lloyd’s certificate of home insurance, then illegally denied her coverage after her home burned to the ground, according to a new lawsuit filed by Foster Law Offices.

Second Lava Lawsuit Filed Against Lloyd’s of London

The home in Leilani Estates remains standing.

It is not covered in Kīlauea’s lava and has not burned to the ground.

Although Lloyd’s of London confirmed in writing that this home was a “total loss,” the insurer denied another homeowner the benefits paid for with thousands of dollars in premium payments, according to Big Island Attorney Jeffrey Foster, who is spearheading the legal fight against the world’s largest insurer.

‘Heartless’ Insurance Giant Denies Elderly Puna Couple’s Claim

Twenty-four hours after a lawsuit for deceptive practice was filed in Hilo against Lloyd’s of London, the insurance company dispatched a claim denial via fax from an adjuster in Little Rock, Arkansas.

“Lloyd’s of London broke the law by issuing insurance policies in Hawai‘i, where they were not licensed, and reaped millions of dollars in premiums from unsuspecting homeowners who have lost everything,” said Jeffrey Foster, an attorney representing Philip Haysmer…

2 Puna Senior Citizens File Suit for Deceptive Practices by Lloyd’s of London

Nearly 800 homes in the Puna District on Hawai‘i Island have been destroyed by fire and other causes in the aftermath of the Kīlauea eruption. Dozens of Puna homeowners who lost their homes carried a homeowner’s policy with Lloyd’s of London, which has failed to honor local homeowners’ certificates of insurance, according to a lawsuit filed in Hawai‘i’s Third Circuit State court on Wednesday, July 25, 2018.

“As one of the few home insurance providers in the Puna area near the Kīlauea Volcano, Lloyd’s of London, their underwriters, their agents, their adjusters and affiliates have utterly failed to honor commitments and assist homeowners,” said Jeffrey Foster, an attorney representing homeowners who have lost everything.