Lloyd’s of London “Steered” Hawaii Homeowners by Artificially Inflating Coverage in Kickback Scheme, Federal Lawsuit Alleges

Image: Foster Law Offices Lloyd’s of London “Steered” Hawaii Homeowners by Artificially Inflating Coverage in Kickback Scheme, Federal Lawsuit Alleges News Source: Globe Newswire HILO, Hawaii, Jan. 09, 2019 (GLOBE NEWSWIRE) — A federal class action lawsuit alleges that Lloyd’s of London and its affiliated insurance brokers “steered” Hawaiian homeowners throughout the state away from comprehensive home…

Judge Denies Lloyd’s of London Motion to Dismiss Lawsuit

For the second time in less than a month, Third Circuit Judge Henry Nakamoto entered an order denying a motion to dismiss a lawsuit brought by Puna homeowners against Lloyd’s of London. Lloyd’s sought the dismissal of the bad faith, consumer protection, and conspiracy claims in a lawsuit filed by Susie Osborne, the founder and director of Hawai‘i Island’s Kua o Ka Lā New Century Charter School.

Lloyd’s reverses denials, pays Kilauea insurance claims

Big Island residents Philip and Lunel Haysmer are among the homeowners who were first denied insurance coverage by Lloyd’s of London after they lost their homes due to Kilauea’s eruption. The company has since reversed itself.

After a tough year, Big Island residents Philip and Lunel Haysmer cried when they got the news.

The retired couple from California recently learned that Lloyd’s of London had reversed its earlier decision denying their insurance claim for the Leilani Estates home they lost during Kilauea’s eruption earlier this year.

“My wife and I broke into tears,” he said of their reaction.

Lloyd’s initially denied the claims of the Haysmers and dozens of other Puna homeowners who lost their homes and had Lloyd-sponsored policies through Monarch E&S Insurance Services and other companies, according to Jeffrey Foster, a Kona attorney who represents about 20 such homeowners.

Lloyd’s of London agrees to pay lava victims, attorney says

HILO — Lloyd’s of London has agreed to pay policyholders whose claims were denied following the Kilauea eruption, according to an attorney suing the company.

Kona attorney Jeff Foster said the payments will be made to those who experienced a total loss and were denied because of controversial “lava exclusion” language. He said that should affect dozens of policyholders, with payments totaling “tens of millions” of dollars.

Lloyd’s of London Reverses Course, Will Pay Kīlauea Victims

A week after losing a motion to dismiss in Hawaiian state court, Lloyd’s of London has abruptly reversed all denials of claims for victims of the Kīlauea Volcano eruption that began on May 3, 2018. Lloyd’s has agreed to pay policy limits plus 10% interest to policyholders who were previously denied coverage by Lloyd’s, a payout estimated to be in tens of millions.

After the volcano eruption, Lloyd’s denied all claims made by homeowners whose homes were destroyed and personal belongings lost due to fire or other cause.

“I couldn’t be happier for our clients and all of the people in Pāhoa who lost so much since the eruption of Kīlauea,” said Jeffrey Foster who represented several dozen victims of Lloyd’s alleged deceptive practices and bad faith claims. “We applaud Lloyd’s for taking a step in the right direction.

Homeowners who lost everything in the Kilauea eruption will be covered by insurance after all

HONOLULU (HawaiiNewsNow) – Families who lost their home in the Kilauea eruption were angered to learn their insurance company wouldn’t cover the damages brought on by the lava.

A legal battle ensued and several months later, the insurance company appears to have changed its stance.

Lunel and Philip Haysmer paid $2,700 a year in premiums to Lloyds of London. When their home burned in early May at the height of the Kilauea eruption, they filed a claim with the insurance company.

In July, the company denied the claim saying that the fine print in the Haysmer’s policy specifically excluded all “direct or indirect” damages from lava.

The couple filed a lawsuit suing the company for failing to honor damage claims.

But a day before Thanksgiving, the couple learned Lloyds of London altered their decision to deny the the claims of the Haysmers, and other homeowners in similar situations.

“It couldn’t have been any better happening the day before Thanksgiving. It actually put us both into tears for a while. It has been such a stressful period not knowing whether you’d go the rest of your life on a very meager income or if we would have that money to rely on at some point,” Philip Haysmer said.

Judge denies insurance company’s bid to dismiss lava victims’ suit

HILO (HawaiiNewsNow) – A Big Island judge denied Monday an insurance company’s motion to dismiss a lawsuit filed by an elderly couple whose Leilani Estates home was lost in the Kilauea eruptions.

Philip and Lanell Haysmer are suing insurance company Llyods of London.

The couple, who are in their seventies, say they paid $3,000 a year for insurance, but their claims were denied without an adjuster even visiting their property.

Leilani insurance lawsuit hits court

A Hilo judge will decide whether certain defendants will be dismissed from a lawsuit filed by an elderly Leilani Estates couple who allege their insurer is acting in bad faith by not approving the claim they made after losing their home during the eruption of Kilauea volcano earlier this year.

Honolulu attorney Lennes Omuro, representing the defendants, argued Oct. 31 before Hilo Circuit Judge Henry Nakamoto that claims of bad faith brought by Philip and Lanell Haysmer against John Mullen and Co., Arm Claims Inc. and Specialty Group LLC won’t withstand legal scrutiny and should be dismissed.

Big Island special education teacher arrested for allegedly choking a student

HONOLULU (KHON2) – A special education teacher on the Big Island has been arrested for allegedly assaulting one of his students.

The boy’s family says the teacher choked him and threw him against a fence, while an aide assigned to the child did nothing to stop it.

The boy’s mother says the fifth-grader has been traumatized. And he hasn’t been able to go back to school since it happened last week Monday.

“I have all these bruises all around my neck,” said 12-year-old Dashay Souza Nascimento.

His family says he was on a field trip with other special education students at Keaau Elementary School when he started acting up and threw a rock at his teacher. A witness who called the police told Dashay’s mother what happened next.