Big Island couple who sued insurer for not covering lava damage could be first of many

PUNA, BIG ISLAND (HawaiiNewsNow) – A Big Island couple has sued their insurer for failing to pay for lava damage to their Leilani Estates home.

Philip and Lunel Haysmer’s home burned down in early May when lava first entered into the Puna subdivision. According to their suit, the insurer, a syndication group led by Lloyd’s of London, has failed to honor their damage claims.

Their lawyer said it’s the first of several lawsuits to be filed against the same company.

“Here were are, July 25, they have no money, they have no answers, they have nothing but a lot of delays,” attorney Jeffrey Foster said, in a conference call. “What these folks have been through is despicable and frankly reprehensible.”

Foster Law Firm Declares Lloyd’s London “Utterly Failed” Homeowners after Hawaii Volcano Eruption

HILO, Hawaii, July 25, 2018 (GLOBE NEWSWIRE) — Nearly 800 homes in the Puna District on Hawaii Island have been destroyed by fire and other causes in the aftermath of the Kīlauea eruption. Dozens of Puna homeowners who lost their homes carried a homeowner’s policy with Lloyd’s of London who has failed to honor local homeowners’ certificates of insurance, according to a lawsuit filed in Hawaii’s Third Circuit State court today.

“As one of the few home insurance providers in the Puna area near the Kilauea Volcano, Lloyd’s of London, their underwriters, their agents, their adjusters, and affiliates have utterly failed to honor commitments and assist homeowners. Lloyd’s has failed to pay displaced homeowners even the basic living expenses promised in their policies in the aftermath of this terrible human tragedy,” said Jeffrey Foster, an attorney representing homeowners who have lost everything.

2 Puna Senior Citizens File Suit for Deceptive Practices by Lloyd’s of London

Nearly 800 homes in the Puna District on Hawai‘i Island have been destroyed by fire and other causes in the aftermath of the Kīlauea eruption. Dozens of Puna homeowners who lost their homes carried a homeowner’s policy with Lloyd’s of London, which has failed to honor local homeowners’ certificates of insurance, according to a lawsuit filed in Hawai‘i’s Third Circuit State court on Wednesday, July 25, 2018.

“As one of the few home insurance providers in the Puna area near the Kīlauea Volcano, Lloyd’s of London, their underwriters, their agents, their adjusters and affiliates have utterly failed to honor commitments and assist homeowners,” said Jeffrey Foster, an attorney representing homeowners who have lost everything.